Steve has been involved in finance and commercial banking for more than 48 years. Most of that time has been spent providing debt, treasury management, investment banking and a full range of commercial banking products and services to the commercial real estate industry which includes both developers and investors. A native Texan, he has lived and worked in the Houston metro area for most of his career. During that time, he was fortunate to work for some of the nation’s leading commercial real estate lenders including 24 years as the Senior Commercial Real Estate lender for Bank of America’s Houston regional office. This allowed him the opportunity to provide financing for many of the nation’s leading commercial real estate developers and investors and provide financing for several landmark projects throughout the United States. He has provided financing for most product types within commercial real estate including multi-family, retail, industrial and office. During his commercial banking career, he obtained his Series 7, 63 and 24 securities licenses and held memberships in various trade organizations including ULI and ICSC. Following his retirement from Bank of America in 2015 and prior to joining NewQuest Multifamily in March of 2022, he worked as a consultant to several Houston area companies assisting with identifying capital sources for both the construction and acquisition of commercial real estate.